Aspect Advisory

Risk based pricing methodology – german

How to develop a risk-based pricing methodology for lending Overview A multi-national African based bank required the development of a Risk-based pricing tool that allows the bank to determine client and loan specific pricing that is tailored to the risk profile of the overall deal, taking into account security (LGD) and the risk score of […]

Risk based pricing methodology

How to develop a risk-based pricing methodology for lending german Overview A multi-national African based bank required the development of a Risk-based pricing tool that allows the bank to determine client and loan specific pricing that is tailored to the risk profile of the overall deal, taking into account security (LGD) and the risk score […]

Risk based pricing methodology

How to develop a risk-based pricing methodology for lending Overview A multi-national African based bank required the development of a Risk-based pricing tool that allows the bank to determine client and loan specific pricing that is tailored to the risk profile of the overall deal, taking into account security (LGD) and the risk score of […]

Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding

Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding for an International Development Bank (IDB) Overview Aspect Advisory was engaged to rework and automate various core components of the central risk management, liquidity portfolio and ALCO reports as well as the Expected Credit Loss (ECL) model for an international development bank. The main objective being […]

Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding

Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding for an International Development Bank (IDB) Overview Aspect Advisory was engaged to rework and automate various core components of the central risk management, liquidity portfolio and ALCO reports as well as the Expected Credit Loss (ECL) model for an international development bank. The main objective being […]

Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding

Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding for an International Development Bank (IDB) Overview Aspect Advisory was engaged to rework and automate various core components of the central risk management, liquidity portfolio and ALCO reports as well as the Expected Credit Loss (ECL) model for an international development bank. The main objective being […]

Transactional Services

Reducing Cost Inefficiencies in Transactional Products and Services (TPS) Division – Outward Telematic Transfers (OTT) in Uganda Overview Aspect Advisory collaborated with the Transactional Products and Services (TPS) division of a leading banking group to execute a Proof of Concept (PoC) initiative aimed at reducing cost inefficiencies associated with Outward Telematic Transfers (OTT) within Uganda.  […]

Loan Application Robot

From Data to Insights: How a Loan Application Robot Can Help to Unveil Patterns Across Thousands of Applications Overview In an era where information is abundant yet often untapped, our client, a large development bank in South Africa faced an all-too-common predicament. Despite storing loan applications in spreadsheets, they struggled to uncover portfolio patterns and […]

Enterprise Risk Management Framework

Automation of Enterprise Risk Management Framework (ETR) – A news event triggered dashboard Overview Aspect Advisory was engaged in an initiative to accomplish a large DFI’s strategic objective of enhancing its Enterprise Risk Management Framework. As part of the deliverables, this required the creation of an interface for event management that notifies the Risk Management […]

Expected Credit Loss (ECL)

Automation of the Expected Credit loss (ECL) and Pricing tools for a Development Finance institution (DFI) Overview Aspect Advisory was engaged to enhance the Expected Credit Loss (ECL) models, Risk-based pricing capability, and IFRS9 reporting for a development finance institution. The primary objective was to transform the existing ECL calculation and Risk-Based pricing models into […]