Aspect Advisory

Risk based pricing methodology

How to develop a risk-based pricing methodology for lending Overview A multi-national African based bank required the development of a Risk-based pricing tool that allows the bank to determine client and loan specific pricing that is tailored to the risk profile of the overall deal, taking into account security (LGD) and the risk score of […]

The Big eBook of Sustainability Reporting Frameworks

1. Introduction In today’s business environment, sustainability reporting has become a critical component for organisations aiming to demonstrate their commitment to environmental, social, and governance (ESG) principles. A diverse range of stakeholders, including investors, customers, regulators, and non-governmental organisations (NGOs), increasingly demand transparency and accountability. Investors seek detailed ESG information to make informed decisions and […]

ESG Risk Management

Stuart Thomson, the managing director of Aspect Advisory, explores the most beneficial and demanding aspects of the consulting profession.

Measuring Employee Performance

Prof. Dr Christian Schmaltz, Managing Director of Aspect Advisory talks on how employee performance is measured at Aspect Advisory.

Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding

Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding for an International Development Bank (IDB) Overview Aspect Advisory was engaged to rework and automate various core components of the central risk management, liquidity portfolio and ALCO reports as well as the Expected Credit Loss (ECL) model for an international development bank. The main objective being […]

Financial Software Solutions

1. Introduction In today’s rapidly evolving financial landscape, the demand for comprehensive and effective financial software solutions is on the rise. With increasing complexities in risk management, data-driven analytics, and the need for advanced predictive models, businesses across industries are in search of reliable and innovative tools to optimise their financial processes. According to Gitnux […]

Integrating Sustainability into Valuation

1. Introduction The topic of Sustainability has become profoundly influential in all aspects of our lives today, transcending the debate about its existence or regarding it as a mere marketing myth that pervades global discussions. This influence is particularly amplified within the financial realm, where many perceive the financial markets to be pivotal in solving […]

Changing Trends in the Industry

Prof. Dr. Christian Schmaltz, Managing Director of Aspect Advisory, speaks on how the company stays informed on the changing trends in the industry and how they make informed decisions.